{"id":651,"date":"2021-01-21T11:24:50","date_gmt":"2021-01-21T10:24:50","guid":{"rendered":"http:\/\/zku-krizevci.hr\/?page_id=651"},"modified":"2023-10-23T06:47:35","modified_gmt":"2023-10-23T05:47:35","slug":"krediti-arhiva-02-01-2020","status":"publish","type":"page","link":"http:\/\/zku-krizevci.hr\/?page_id=651","title":{"rendered":"KREDITI ARHIVA 02.01.2020."},"content":{"rendered":"
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KREDITI<\/u><\/strong><\/span><\/p>\n

KORISNICI KREDITA:<\/strong><\/span><\/p>\n

Svaka punoljetna kreditno sposobna osoba \u2013 dr\u017eavljanin Republike Hrvatske,sa prebivali\u0161tem na podru\u010dju Koprivni\u010dko-kri\u017eeva\u010dke \u017eupanije, koja je \u010dlan Zanatske KU Kri\u017eevci.<\/span><\/p>\n

VALUTA KREDITA:<\/strong><\/span>\u00a0HRK<\/span><\/p>\n

VISINA KREDITA<\/strong>:<\/span>\u00a0Od\u00a0 1.000,00 do 190.000,00 kuna.<\/span><\/p>\n

KAMATNA STOPA<\/strong>:<\/span>\u00a0Godi\u0161nja fiksna kamatna stopa od\u00a05,68\u00a0%-6,45 %, ovisno o visini kredita te o\u00a0 vremenu dospije\u0107a.<\/span><\/p>\n

EKS<\/strong>:<\/span>\u00a0do\u00a07,89 %<\/span><\/p>\n

TRO\u0160AK OBRADE KREDITA<\/strong>:<\/span>\u00a0od 1% do 2,50 % od iznosa kredita.<\/span><\/p>\n

Naknadu za obradu kredita mogu\u0107e je naplatiti iz kredita.<\/span><\/p>\n

GARANTNI POLOG ( DEPOZIT ):\u00a0<\/strong><\/span>10%.<\/span><\/p>\n

Depozit se koristi isklju\u010divo kod zatvaranja-kona\u010dne otplate kredita.<\/span><\/p>\n

ROK OTPLATE<\/strong>:<\/span>\u00a0do\u00a06 godina.<\/span><\/p>\n

ISPLATA KREDITA<\/strong>:<\/span>\u00a0U gotovini, odnosno na teku\u0107i ra\u010dun korisnika kredita.<\/span><\/p>\n

NA\u010cIN OTPLATE:\u00a0<\/span><\/strong>U jednakim mjese\u010dnim\u00a0 anuitetima, na ra\u010dun ZKU ili izravno na blagajni ZKU.<\/span><\/p>\n

PRIJEVREMENA KONA\u010cNA OTPLATA KREDITA:\u00a0<\/strong><\/span>Prijevremena otplata kredita mo\u017ee se obaviti u bilo kojem trenutku otplate kredita, uz naknadu sukladno Zakonu o potro\u0161a\u010dkom kreditiranju.<\/span><\/p>\n

OSIGURANJE KREDITA:<\/strong><\/span>\u00a0– Bjanko mjenica<\/span>
\n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0– JAMCI\u00a0 ( broj jamaca ovisi o visini kredita )<\/span><\/p>\n

( Kreditna unija zadr\u017eava pravo zatra\u017eiti, radi potrebe\u00a0 i druge instrumente osiguranja povrata kredita.)<\/span><\/p>\n

POTREBNA DOKUMENTACIJA:<\/strong><\/span><\/p>\n